Services

Not sure where to start? No worries! We are here to help and support you through the entire home buying process. There is lots to consider and we know you will have questions. It’s always best to speak with a mortgage broker as early as possible to discuss your finance options and eligibility, when you decide that you would like to buy your first property. We can also help you navigate your eligibility and apply for the many First Home Owners Grants and schemes that may be available. If you want to buy your first home one day and you have read this far, you are in a position to contact us today!

If you are looking to invest in one or many properties, you need a mortgage broker on your team. Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs. We are experienced in investment property lending, and we have access to many competitive loan options that can help you get the most out of your financial situation to maximise your investment returns.

How exciting! You are looking to upgrade your home! We can help you navigate your options on if you plan to keep your current home as an investment property, or whether you sell it at the same time as buying or sometime in the near future.

A bridging loan may be necessary to cover the financial gap when buying a new property before your existing one is sold. This finance is secured against equity in the existing property and the new property being purchased. Usually, bridging loans are short term loans to allow for the sale of the original property and these types of loans can be more expensive. So, if you are considering moving and buying a new home, please talk with us to discuss your options.

At Ownli Finance we value long term valuable relationships with our clients. We regularly review your lending to make sure you are getting the most out of your current loan, and if you aren’t, we explore re-pricing, loan variation and refinancing options for you.

Even if you are not an existing client, we would love to help you review your current lending if you have any concerns with your loan or an upcoming fixed rate expiry. Don’t hesitate to contact us for a review.

We can also help with debt consolidation and accessing the equity in your property for purposes such as home renovations and deposits for new property purchases.

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for cars and other vehicles like motorbikes, boats, caravans, commercial vehicles, equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, leasing and more.

The benefit of using a broker to finance asset purchases is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits. Not sure what kind of loan you need for your current financial circumstances? Contact us today to find out how we can help.

Commercial property and business lending policies and interest rates are quite different to standard residential mortgages, and quality information about these kinds of loans is difficult to find. Your mortgage broker will gain a deep understanding of your background in business and the security to be offered, to find an option that best suits your needs. If you are looking to purchase or refinance commercial property, having a mortgage broker on your side is invaluable.