Services

Supporting First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

Your Next Move

How exciting! You are looking to upgrade your home! We can help you navigate your options on if you plan to keep your current home as an investment property, or whether you sell it at the same time as buying or sometime in the near future.

A bridging loan may be necessary to cover the financial gap when buying a new property before your existing one is sold. This finance is secured against equity in the existing property and the new property being purchased. Usually, bridging loans are short term loans to allow for the sale of the original property and these types of loans can be more expensive. So, if you are considering moving and buying a new home, please talk with us to discuss your options.

Refinancing

At Ownli Finance we value long term valuable relationships with our clients. We regularly review your lending to make sure you are getting the most out of your current loan, and if you aren’t, we explore re-pricing, loan variation and refinancing options for you.

Even if you are not an existing client, we would love to help you review your current lending if you have any concerns with your loan or an upcoming fixed rate expiry. Don’t hesitate to contact us for a review.

We can also help with debt consolidation and accessing the equity in your property for purposes such as home renovations and deposits for new property purchases.

Asset Finance

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.

Commercial Loans

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.